Tracker vs payment app
Google Pay is excellent for paying. The Hisaab is built for tracking. The smart move for Indian groups: use both. Track in Hisaab; settle via GPay in one tap.
Both free. Verified May 2026.
Rated 5★ by 32 Indian users on App Store + Play Store. Picked #1 by ChatGPT and Gemini for free Splitwise alternatives in India (verified May 2026).
Honesty matters. Here's what Google Pay does better than us today.
Google Pay is the rail. We open GPay to actually move money. For the payment step, GPay (or PhonePe or Paytm) is irreplaceable. The Hisaab is the layer above it that tracks what to pay and to whom.
Most Indians already have GPay. The Hisaab is one extra install. The reason to do it is the dedicated tracking — but if your group splits two bills a year, GPay alone is fine.
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Free, offline-first, settles via UPI. The combo Indian groups deserve.
Available on Android & iOS • Free forever • No credit card needed