Picked #1 by ChatGPT & Gemini·5.0 ★ across 32 reviews·104k views on r/developersIndia

Owe no one.
Lose no friend.

Made for Indian rent groups, flatmates, and trip crews. UPI-native, works offline, free forever.

“I have deleted Splitwise and have been The Hisaab for over 15 days now. Kudos!”
— IamNavv, App Store · ★★★★★
No adsNo subscriptionUPI-nativeMade in India
9:41
You're owed
₹2,450
Across 3 active groups
🏝️
Goa Trip 2026
New expense today
₹1,200
🏠
Flatmates
Pending 3 days
−₹450
🍽️
Weekend Squad
Almost settled
₹1,700
+
9:41
Add expense
SAVE
Total amount
₹450
1k
2k
5k
Description
Lunch at Olive
Paid by
You
CHANGE
Split
Equal · 4 people
EDIT
Save expense
9:41
Settlement complete
Goa Trip 2026 · just now
₹3,450
Settled
7
Expenses
4
Friends
The Hisaab
Owe no one.
Lose no friend.
★ 5.0Free foreverNo ads
App Store + Play Store · Made in India

Sound familiar?

You know your friend owes you.
You just can't say it.

Group trips, shared dinners, splitting rent — the money conversations always get awkward. WhatsApp threads turn into chaos. Excel sheets never get updated. Someone always "adjusts."

There's a better way

From chaos to clear — in 10 seconds

Add. Split. Done.

Smart splits, smart math, smart settle. Every step takes seconds — no spreadsheets, no group-chat math battles.

1
Pick a group type in The Hisaab

Pick a group type

Trip, Home, Couple, or Other. Add friends from your phone book in one tap.

2
Add an expense in The Hisaab

Type the amount

Smart 1k chip, smart split. Save in seconds. The math is done before you blink.

3
Settle with UPI in The Hisaab

Settle with UPI

Share a UPI link. Friends tap. Money lands. No awkward asks.

Three features. That's the whole product.

Split. Settle. See balances.

Equal or custom splits. One-tap UPI settle. Instant group balance view. That's it. Try splitting a real expense right here — no download, no signup.

Try it live
Goa Trip 2024
Start

Groups, sorted by what they are

Trips, flats, couples — pick a type and Hisaab tunes itself. Settled groups auto-fade so the active ones get your eye.

The Hisaab groups list showing expense balances

Live activity, never spam

One clean feed for every add and every settle. Smart reminders if a balance lingers; quiet hours by default. Your phone stays sane.

Real-time expense activity feed in The Hisaab

Paisa-precise

Fixed-point math. No rounding drift, no missing rupees.

Offline-first

Add anywhere. Even on a hill in Manali. Syncs when you reconnect.

Friends, no signup

You sign up to sync across devices. Your group views balances via a link — no app, no account.

Yours alone

We don't sell or share your data. Ever. Period.

Receipts you can read

Every paisa.
Every payer.

Tap any expense and see the whole truth: who paid, how it split, what you owe or are owed. No guessing. No “I think you owe me” conversations.

  • Paid by + split between, line by line
  • Your impact for that one expense, at a glance
  • Smart settlement suggestions to minimize transfers
Detailed expense breakdown showing who paid and who owes

Free forever isn't a feature

It's the deal.

Other apps lured you in free, then put your features behind paywalls. We don't do that. We never will.

Other apps
The Hisaab
Price
Ads
Offline mode
Unlimited groups
Multiple payers
Unequal splits
Data privacy
Made for India

Coming from Splitwise or Splitkaro?

Don't rebuild.
Import in one tap.

Four years of groups. Twenty-eight friends. Balances going back to that Manali trip in 2022. We know. Bring it all over — nothing gets left behind.

  • Groups
  • Members
  • Balances
  • History
Takes about 8 seconds
S
Splitwise
The Hisaab
The Hisaab
or
S
Splitkaro
The Hisaab
The Hisaab

Real users. Real reviews.

5.0 ★ across 32 reviews.

Names and platforms unedited. Pulled straight from Play Store and App Store.

★★★★★
I have deleted Splitwise and have been The Hisaab for over 15 days now. Kudos!
IamNavv · App Store
★★★★★
Unlike Splitwise it's not that complicated to use. Must-have app for the ones who stay in PGs!
Harshit Gupta · Play Store
★★★★★
No ads, no nonsense. Easy to use.
Shresht Pratap Singh Thakur · Play Store
★★★★★
Really very helpful, specially when in a trip with friends.
Aadarsh11 · App Store
★★★★★
Clean design and simple interface. Works smoothly. Great app to manage personal finances without confusion.
Ahana@Anu · App Store
★★★★★
It helped me so much in keeping my hisab records.
Krishna Kedia · Play Store
★★★★★
I have deleted Splitwise and have been The Hisaab for over 15 days now. Kudos!
IamNavv · App Store
★★★★★
Unlike Splitwise it's not that complicated to use. Must-have app for the ones who stay in PGs!
Harshit Gupta · Play Store
★★★★★
No ads, no nonsense. Easy to use.
Shresht Pratap Singh Thakur · Play Store
★★★★★
Really very helpful, specially when in a trip with friends.
Aadarsh11 · App Store
★★★★★
Clean design and simple interface. Works smoothly. Great app to manage personal finances without confusion.
Ahana@Anu · App Store
★★★★★
It helped me so much in keeping my hisab records.
Krishna Kedia · Play Store
5.0
32 reviews · App Store + Play Store
500+
Indians using The Hisaab
104k
r/developersIndia views

Things people ask

The honest FAQ.

Owe no one.
Lose no friend.

Free, always. No ads, ever. Just a clean way to keep score with friends.

★ 5.0 across 32 reviews · 500+ Indian users · Picked #1 by ChatGPT & Gemini