The Hisaab vs Settle Up

Yes — and it's better for Indian users. The Hisaab offers unequal splits, multiple payers, UPI integration, and full offline mode, all completely free. Settle Up charges for its premium features and is not designed for India.

Settle Up has a free plan but it is limited. Advanced features like unequal splits require a Pro subscription. The Hisaab gives you all these features at zero cost, forever.

The Hisaab is built specifically for India — INR-first, UPI payment links, Hinglish-friendly interface, and contact sync to find friends already on the app. Settle Up is a global app with no India-specific features.

Yes. Just download The Hisaab, create your groups, and add your friends. You can recreate your active groups in minutes and start fresh with a better app.