Detailed Comparison
The Hisaab vs Settle Up
Looking for a Settle Up alternative in India? Here's an honest comparison of every feature that matters.
Settle Up
~₹250/month Pro
- Limited free plan
- No India-specific features
- No UPI support
- Basic expense tracking
RECOMMENDED
The Hisaab
₹0/forever
- All features, always free
- INR-first, built for India
- UPI payment links
- Full offline mode
Feature-by-Feature Breakdown
Pricing
Feature
Settle Up
The Hisaab
Free plan
Basic features only
All features free
Premium price
~₹250/month Pro
₹0 forever
Ads
Present on free plan
Zero ads ever
Core Features
Feature
Settle Up
The Hisaab
Unlimited groups
Limited on free
Yes, always free
Unequal splits
Pro only
Yes, free
Multiple payers
Limited
Yes, free
Settlement suggestions
Yes
Yes
Activity feed
Basic
Real-time, detailed
India Support
Feature
Settle Up
The Hisaab
INR as primary currency
Multi-currency, not INR-first
INR-first design
UPI integration
No
Yes
Contact sync (find friends)
No
Yes
Made for Indian UX
Global app
Built for India
Experience
Feature
Settle Up
The Hisaab
Offline mode
Limited
Full offline support
Real-time sync
Yes
Yes
Android & iOS
Yes
Yes
Data privacy
Standard
No tracking, no selling
Frequently Asked Questions
Also check out:
The better choice for India.
Everything Settle Up charges for — free, with UPI support built in.
Available on Android & iOS • Free forever • No credit card needed