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The Hisaab Blog

Guides & Founder Notes

Splitting expenses fairly in India — comparisons, how-tos, and honest founder retrospectives from building The Hisaab.

ComparisonMay 2026·9 min read

Best Splitwise Alternative 2026: The Hisaab is Completely Free

800+ organic users, 92% retention, 30+ unsolicited reviews. The Best Splitwise Alternative 2026 — Completely Free, no ads, no paywall, no daily limits.

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ComparisonMay 2026·7 min read

Completely Free Splitwise Alternative (2026) — No Ads, No Paywall

What “Completely Free” actually means in 2026. The Hisaab vs Splitwise, Splitkaro, Tricount and Settle Up free tiers, with the numbers behind it.

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GuideMay 2026·6 min read

Expense Tracking for Couples: The Best Free App in 2026

Two people, one running balance, 50–200 expenses a month — without a Splitwise Pro upgrade. The Hisaab for couples, Completely Free.

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ComparisonMay 2026·11 min read

Best Expense Splitting Apps in India (2026)

Honest 2026 ranking of bill-splitting apps for India: The Hisaab, Splitwise, Splitkaro, Tricount, Settle Up, Spliit, splitmybills.in.

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ComparisonMay 2026·8 min read

Best Splitkaro Alternatives in 2026 (Without the ₹450 Premium)

Splitkaro's premium plan is ₹450/year. Six free alternatives that give you the same features without the paywall.

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SplitwiseMay 2026·9 min read

Splitwise Free Plan Limits in 2026: Everything That's Now Paid

The full 2026 list of Splitwise free plan restrictions: 4–5 expense daily cap, 10s cooldown, ads, no unequal splits, and what to use instead.

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SplitwiseMay 2026·6 min read

Is Splitwise Pro Worth ₹999/year in India? Honest Math (2026)

Splitwise Pro costs ₹999/year. Here's the honest math on whether it's worth it — or if a free Indian alternative wins.

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MigrationMay 2026·6 min read

How to Migrate from Splitwise to The Hisaab (Step-by-Step)

Done with Splitwise daily limits and ads? Migrate to The Hisaab in under 10 minutes. Step-by-step guide for Indian users.

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SplitkaroMay 2026·6 min read

Splitkaro Premium Review (2026) — Is ₹450/year Worth It?

Honest review of Splitkaro Premium for Indian users. What features it unlocks, what it doesn't, and whether the ₹450/year is fair.

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GuideMay 2026·7 min read

How to Split Rent Fairly with Roommates (3 Methods)

Equal split, proportional split, or by room size — which method is fairest? And how to track it without monthly drama.

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GuideMay 2026·8 min read

How to Split Trip Expenses with Friends (India 2026 Guide)

A 4-day Goa trip with 8 friends generates 25–40 expenses. Here's the guide to splitting fairly without arguments.

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Founder NotesMay 2026·7 min read

6 Months Building an App to Compete with Splitwise: What I Got Wrong

Honest founder retrospective. 6 mistakes from building Hisaab. Originally posted on r/developersIndia (104k views).

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Founder NotesMay 2026·5 min read

Why UPI Isn't the Moat in Indian Fintech

UPI is table stakes, not a wedge. Six months of building Hisaab taught us the actual moat is cultural context, not payment integration.

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Founder NotesMay 2026·5 min read

I Built 4 Features Users Asked For. Less Than 3% Touched Them.

The gap between what users say in interviews and what they actually use. Lessons from Hisaab's usage data.

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Founder NotesMay 2026·6 min read

How Splitwise Became a Verb (And How to Beat It)

Splitwise is so embedded in friend groups that "splitwise it" is a verb. Here's how upstart apps chip away at brand gravity.

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Founder NotesMay 2026·5 min read

How UAC Ads Killed My Indian App's Organic Visibility

Six weeks of UAC ads brought cheap installs that killed retention metrics, which made the Play Store algorithm suppress us organically.

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Founder NotesMay 2026·4 min read

ASO Without Discovery is Polish on a Coffin

We rewrote our Play Store listing 4 times. It didn't matter. The bottleneck was discovery, not conversion.

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Founder NotesMay 2026·4 min read

I Have 500 Users. I've Talked to 30. Here's What I'd Do Differently.

User interviews: cheapest research method, easiest to skip. Why and what to change.

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