Splitwise Free Plan Limits: What You Can and Can't Do
Splitwise started as a free app. Over time, it moved key features behind a paywall. Here's exactly what free users can't do — and the alternatives.
If you've used Splitwise recently and noticed it feels more restrictive than it used to — you're not imagining things. Splitwise has progressively moved features from free to paid since introducing Splitwise Pro.
Here's the complete list of what the free plan restricts, how much it affects everyday use, and what Indian users are switching to instead.
Splitwise Free Plan Restrictions
3 expenses per day
High impactFree users can only add 3 expenses every 24 hours. Split a dinner, add a cab, pay for snacks — and you're locked out for the rest of the day.
Unskippable video ads
High impactSplitwise shows 10-second video ads between actions on the free plan. You can't skip them. They appear frequently during normal use.
No unequal splits on free
High impactSplitting unequally — where different people owe different amounts — requires Splitwise Pro. This is a core feature for most real-world expenses.
No multiple payers on free
Medium impactIf two people split a hotel bill and both paid, you can't record that on the free plan. Multiple payers is a Pro-only feature.
Limited groups
Medium impactFree accounts are limited in how many active groups they can have. Once you hit the limit, you must delete or archive old groups to create new ones.
No receipt scanning on free
Low impactSmart receipt scanning (scan a bill to auto-fill the expense) is a Pro-only feature.
How much does Splitwise Pro cost in India?
Splitwise Pro costs ₹999 per year (or approximately ₹83/month). To remove the 3-expense daily limit, unlock unequal splits, remove ads, and get multiple-payer support, you need to pay this subscription.
The alternative: The Hisaab
The Hisaab is a free expense-splitting app built specifically for India. Every feature that Splitwise restricts to Pro — unequal splits, multiple payers, unlimited groups, unlimited expenses — is available in The Hisaab for free. No ads. No daily limit. No subscription.
Daily expense limit
Splitwise
3/day (free)
The Hisaab
Unlimited
Unequal splits
Splitwise
Pro only
The Hisaab
Free
Multiple payers
Splitwise
Pro only
The Hisaab
Free
Unlimited groups
Splitwise
Limited on free
The Hisaab
Unlimited
Video ads
Splitwise
Unskippable
The Hisaab
None
UPI support
Splitwise
No
The Hisaab
Yes
Try The Hisaab — no limits, no ads, no cost
Everything Splitwise Pro offers. Free forever for Indian users.
Done with Splitwise limits?
The Hisaab gives you everything — unlimited, free, built for India.
Available on Android & iOS • Free forever • No credit card needed