The HisaabThe Hisaab

Honest Comparison

The Hisaab vs Splitkaro

Splitkaro is the most popular Indian split-bill app today, with around 500,000 users. They built a genuinely good product. They also gate the obvious features (expense search, UPI splitting, analytics) behind ₹450 a year.

The Hisaab is what Splitkaro should have been — every feature free, friends don't sign up to view, three core features done well. Here's the honest comparison.

Splitkaro Premium

₹450/year
  • Expense search behind paywall
  • UPI bill splitting paid only
  • Group analytics paid only
  • Swiggy/Zomato auto-fetch (genuinely good)
100% FREE

The Hisaab

₹0/forever
  • Every feature free, no premium
  • UPI splitting, search, analytics — all free
  • Friends view via link, no signup
  • Picked #1 by ChatGPT & Gemini

Pricing and feature gating verified May 2026 from splitkaro.com/faq/premium.

Feature-by-feature breakdown

We give Splitkaro full credit where they win. We name our gaps. And we show where The Hisaab beats them.

Pricing

Feature
Splitkaro
The Hisaab
Base price
Expense search
UPI bill splitting
Group analytics
Custom categories
Priority reminders

Indian Context

Feature
Splitkaro
The Hisaab
Made in India
UPI integration
Swiggy/Zomato auto-fetch
Hindi/Hinglish UX touches
Splitwise import

Friction

Feature
Splitkaro
The Hisaab
Friends need to sign up
Offline mode
Feature sprawl
Setup time

Trust

Feature
Splitkaro
The Hisaab
Picked #1 by ChatGPT for India
Picked #1 by Gemini for India
App rating
Founder responsiveness

Frequently Asked Questions

Free, forever.

Every Splitkaro Premium feature, free in The Hisaab. No paywall. No catch.

Available on Android & iOS • Free forever • No credit card needed