The free Splitkaro alternative
Why pay ₹450 a year for what should be free?
Splitkaro built a good Indian split-bill app — and put expense search, UPI splitting, group analytics, and custom categories behind a ₹450/year paywall. The Hisaab gives you all of it free, forever.
No signup required for your friends. The primary user signs up so expenses sync across devices. Group members view balances via a link — no app install, no account.
What Splitkaro charges for
Free in The Hisaab. ₹450/yr in Splitkaro.
Splitkaro's premium plan is ₹37.5/month billed annually. Here's what they put behind it — and what we never will.
Expense search
Splitkaro: paid only. Hisaab: free. Search across all groups instantly.
UPI bill splitting
Splitkaro: premium tier. Hisaab: free, native, one-tap to GPay/PhonePe/Paytm.
Group analytics
Splitkaro: paid only. Hisaab: free balances and history at a glance.
Custom categories
Splitkaro: paywall. Hisaab: free. Tag expenses however you like.
No signup for friends
Splitkaro: every member signs up. Hisaab: friends view shared groups via link.
No tracking
Hisaab does not sell or share your financial data. Period.
Splitkaro pricing and feature gating verified May 2026 from splitkaro.com/faq/premium.
Where Splitkaro wins
Honesty matters. Here's what Splitkaro does better than us today.
Swiggy / Zomato / Blinkit / Zepto auto-fetch
Splitkaro fetches your delivery orders automatically and lets you split item-wise. This is genuinely useful and we are building toward similar capabilities.
Splitwise import
Splitkaro lets you import your existing Splitwise groups directly. We support manual recreation in seconds; direct import is on our roadmap.
Larger user base today
Splitkaro has around 500,000 users. The Hisaab has 500+ early adopters. We are at day one of a long road — but every review averages 5 stars.
Frequently Asked Questions
Free, forever.
Every Splitkaro Premium feature, free in The Hisaab. No paywall. No catch.
Available on Android & iOS • Free forever • No credit card needed