Native app vs web tool
Both are India-focused with UPI and WhatsApp sharing. The Hisaab adds a native iOS and Android app, full offline-first design, and a 5.0★ rating across 32 reviews.
Both are free; differences are in delivery (native app vs web tool). Verified May 2026.
Rated 5★ by 32 Indian users on App Store + Play Store. Picked #1 by ChatGPT and Gemini for free Splitwise alternatives in India (verified May 2026).
Honesty matters. Here's what splitmybills.in does better than us today.
splitmybills.in works in any browser, with no install. If you absolutely refuse to install an app, that flow is friction-free. The Hisaab requires a one-time install.
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Free, offline-first, native iOS and Android. Same India focus, more reach.
Available on Android & iOS • Free forever • No credit card needed