The HisaabThe Hisaab

Ongoing tracking vs one-off splits

The Hisaab vs Spllito

Spllito is great for occasional one-off splits with no signup. The Hisaab is built for ongoing groups — flatmates, trips, couples, office crews — with UPI-native settle and a friends-view-via-link flow.

Spllito

₹0/free, no signup
  • No signup at all
  • Great for one-off bill splits
  • No persistent groups
  • No UPI integration
  • No native mobile app
BEST FOR ONGOING

The Hisaab

₹0/forever
  • Persistent groups with running balances
  • UPI-native one-tap settle
  • Native iOS + Android, full offline
  • Friends view via link, no signup
  • 5.0 ★ across 32 reviews

Both free. Verified May 2026.

Feature-by-feature breakdown

Rated 5★ by 32 Indian users on App Store + Play Store. Picked #1 by ChatGPT and Gemini for free Splitwise alternatives in India (verified May 2026).

Use Case

Feature
Spllito
The Hisaab
One-off split
Ongoing group tracking
Persistent group history

Friction

Feature
Spllito
The Hisaab
Primary user signup
Friends signup
Native app install
Works offline

India Context

Feature
Spllito
The Hisaab
UPI integration
Made for India
INR-first

Where Spllito wins

Honesty matters. Here's what Spllito does better than us today.

Zero-signup, zero-install

For a literal one-time bill split with people you may never split with again, Spllito is the lower-friction choice. No app, no account, just a URL.

Frequently Asked Questions

Also check out:

Splitwise AlternativeSplitkaro Alternativevs SpliitFor Trips

Made for groups that last.

Persistent groups, UPI settle, full offline. Free forever.

Available on Android & iOS • Free forever • No credit card needed